In the e-Commerce ecosystem, the most researched topic and the subject on which solutions are tried to be produced is " Payment Method ". Since most actions in traditional trade take place physically, the mutual trust phase is quickly passed. But considering that "trade" has moved to a virtual environment in our age, it is very important to ensure the trust of the buyer.
Electronic payment systems (EPS) are integrated hardware and software systems that allow customers to purchase goods and services online. The most important features are to increase efficiency, strengthen security and provide ease of use to customers.
E-Commerce Payment Collection Methods
The payment infrastructure of your e-commerce site is the new evolving payment method It is an inevitable fact that it is compatible and fully integrated with technologies.
The payment methods used or available in the e-commerce payment infrastructure are as follows;
Credit and Debit Cards What is it?
Credit cards and bank cardsi look almost identical, with 16-digit card numbers, expiration dates and personal identification number (PIN) codes. Debit cards allow bank customers to spend money by withdrawing money they have deposited with the bank. Credit cards allow consumers to borrow up to a certain limit from the issuer to buy goods or withdraw cash.
If you want to receive credit card payments on your E-Commerce site and you are working with a certain bank, you can click on the bank you work with from the list and get detailed information.
Wire Transfer / EFT What is it?
Electronic fund transfer ( EFT ), a bank account to the other, without the direct intervention of bank staff computer based systems through a single within the financial institution is the electronic transfer of money between one or more institutions.
What is Virtual POS integration
There are many banks in our country. Naturally, the cards used by your customers are diversified. If you are going to receive payment with virtual pos, you need to integrate virtual pos into your site and apply separately for each bank.
Virtual Pos Integrations for WooCommerce
What are Online Payment Systems?
Online payment systems, originally used to pay for services and products, such as Visa Checkout are online payment methods .Payment Service Providers (PSP) working on transaction or commission-based fees according to EU legislation/directives such as. Laws or legislation in general subject to ( mostly based on PSD1, PSD2 rules ).
Mobile payment What is it?
Mobile paymentis the payment of money for a product or service through a portable electronic device such as a tablet or cell phone. Mobile payment technology can also be used to send money to friends or family members, as with PayPal and Venmo apps.
QR Code What is it?
Unlike linear barcodes, which can only be read from paper with a laser barcode scanner, QR codes can be scanned from both paper and screens. This is why you see QR codes in some online stores and apps.
To process a QR code you need one of the following:
- Smartphone or tablet with built-in camera
- Barcode reader that can scan QR codes
Cryptocurrency / digital wallet What is it?
Cryptocurrency payment gateways allow businesses to accept cryptocurrency transactions as payment from customers in exchange for goods or services. These systems accept payments from any country and emphasize security due to the nature of blockchain-based cryptocurrencies.
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